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Influence in Stellaris is the political resource that pays for new systems, and you raise it through a short list of sources: a flat +3 a month, up to +2 from Power Projection once your navy is big enough for your empire, +0.5 for every rival, and later your ethics, council traits and the Will to Power decree.
How do you get influence in Bannerlord fast? Join a kingdom, win fights in which your own party does most of the work, and donate every prisoner you take to another clan's castle in that kingdom, because almost nothing pays influence while your clan stands alone.
When you want to terraform a planet in Stellaris, you first need Terrestrial Sculpting, a tier 2 Society technology that lets you change the climate of an uncolonised planet inside your borders for 2,000 energy and 5 years within the same climate group, or 5,000 energy and 10 years across groups.
A vassal is a subject empire in Stellaris that keeps its own planets but pays you what its agreement asks for, joins your wars on the terms you set and can be integrated later, which makes vassalizing a cheaper way to grow than conquest once your empire has more than a handful of colonies.
Stellaris 4.5 has four endgame crises, and each one falls to a different fleet: shields and Kinetic Artillery against the Unbidden, armor and point defense against the Prethoryn Scourge, shields with artillery and an anti-armor weapon against the Contingency, and torpedoes against Cetana's flagship.
Your first hours in Bannerlord come down to a handful of steps: recruit about ten men, buy three kinds of food, win small fights and tournaments, and collect the 50 renown that takes your clan to tier 1.
Biomorphosis is the genetic ascension perk in Stellaris, and with the BioGenesis DLC it starts a situation in three stages, where you pick Purity, Cloning or Mutation each time and finish with one genetic tradition tree and the option of a new government.
When you need money in Bannerlord, your best sources are tournaments and bandit hideouts early on, a caravan once you have 15,000 denars, and towns of your own later in the campaign.
If you plan to start your own kingdom in Bannerlord, you will need clan tier 4, a town or castle, 100 healthy men and a clan that serves no other kingdom, and then you proclaim it by talking to the governor of your fief.
Stellaris has had two kinds of navy since BioGenesis came out, and the biological one works quite differently from the other.